We will negotiate with your creditors for you, and generally a settlement can be agreed upon so that you can pay what you can afford and the creditors will be satisfied.
NO. Since we are expecting to see in the region of a hundred thoudsand pounds worth of debts in the course of a year and we run on very little money we have a rule that no debts will be paid by FreeDA. If you are looking for money then FreeDA is not the Organisation.
Depends. If you are spending more than your income then clearly that cannot go on. FreeDA staff will advise you on measures to make this possible.
NO. Not if you keep to your side of the bargain. You should be able to have a life of peace?
Yes. The staff will look at your entitlements.
NO. Sorry this is much too complicated for us and we will have to point you elesewhere.
NO. Just because we are an organisation of a church does not mean that you have to come to church, either before coming to us, or after coming to us. We try and see all people as the same.
Possibly. FreeDA staff will try their best to avoid this if it is not the best course of action.